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    Home»Automotive»Why Does Your Car Insurance Rate Go Down After You Turn 25?
    Automotive

    Why Does Your Car Insurance Rate Go Down After You Turn 25?

    MasonBy MasonApril 30, 2022No Comments2 Mins Read
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    If you’re turning twenty-five, you’ve probably noticed that your car insurance rates go down. Not quite as much, but still a reduction. In most states, your insurance will go down by about 12%. The lower rate may come from several factors, including your gender, the type of car you drive, and your claims history. Here are a few of those factors. If you’re concerned about your age, remember that this is only a percentage.

    If you got your license at 16 or earlier, your rates will be lower. But if you’re getting your license later, you might not qualify for a reduction at that age. It may take several years to convince your insurance company that you’re a lower risk. If you want to qualify for a lower rate, make sure to reduce your driving history by limiting the number of passengers, and try not to drink or eat while driving.

    If you’re a good driver, your rate can go down as early as age twenty-five. This reduction is a big benefit, because most auto accidents result in higher premiums for all parties. Accident forgiveness may also be an option if you have a clean driving history. Liberty Mutual has a five-year accident forgiveness policy that helps drivers who have had a few accidents.

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