If you are a teenager, you are probably wondering “What is the cheapest car insurance for a seventeen-year-old?” The answer to that question is simple: a mid-sized sedan. A sports car, on the other hand, can be very dangerous for your teen to drive, and SUVs are harder to maneuver and rollover more easily. Auto insurance companies factor these risks into their premium calculations, so you should choose a mid-sized sedan or a compact car. If you got into an accident, you can check this page to get an auto-accident attorney.
Another way to lower your 17-year-old’s premiums is to add him or her onto your policy. In addition to removing yourself from your policy, you can add your son or daughter to your policy. If you have a parent who already has car insurance, you can also add your teen onto that policy to save money on premiums. Many insurers offer discounts to teens who pay their premiums for six months in advance.
While Allstate has a higher average premium for a 17-year-old driver, they also offer a drivewise program to teach young drivers safe driving habits. This program helps parents track their children’s driving patterns, so you can monitor them. Allstate also has a “good student” discount, which you can earn by completing a good education course. This program isn’t mandatory, but if your teen maintains a 3.0 GPA or higher, he or she will be eligible for a discount.
The cheapest cars to insure for a seventeen-year-old are usually the ones that are more than 10 years old. Young drivers can also find lower-priced models if they are added to their parents’ policies. While older cars are cheaper to insure, sports cars will have a higher rate. Getting multiple quotes from multiple insurers can save you money. By comparing quotes and opting for less coverage, you can ensure your teen has a safe and affordable policy.