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    Home»Law»How Does Personal Injury Protection Work?
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    How Does Personal Injury Protection Work?

    MasonBy MasonApril 30, 2022No Comments2 Mins Read
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    The idea behind personal injury protection (PIP) is to reimburse you for your expenses in the event of a car accident. The benefits of this type of coverage may include hospital bills, lost wages, and even the cost of house cleaning. It is not required by law but is available as an option. You can choose what type of PIP coverage you want, as well as how much coverage you want. In some states, personal injury protection is mandatory, but it is also an option.

    When you choose to buy PIP, you should decide on how much you are willing to pay out of pocket. A $500 deductible will mean that you will be responsible for paying up to $500, while a $1500 deductible would mean paying $1500. A higher deductible will reduce your premium, but there are also no-deductible plans. You can opt for no-deductible plans if you are willing to pay a higher premium.

    PIP is similar to other types of car insurance. It is compulsory in many states, but it can be difficult to determine what it will cover. As long as you are willing to get medical treatment, you should be fine. However, personal injury protection may not overlap with health insurance, so it is important to check your policy details before buying one. The key is to seek medical attention immediately after an accident, even if it’s your fault. You’ll have to provide proof that you were treated.

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